For your information, this website (“Website”) is operated and wholly-owned by FinancialResourceAccess.com ("Financial Resource Access").

Financial Resource Access and its associates provide their services to you subject to the following conditions. By registering with Financial Resource Access and/or using any of the services offered by Financial Resource Access, you agree to be bound by this agreement, which incorporates our Privacy Policy and any other policies governing the use of the services or our website that are posted on our website or provided to you either electronically or otherwise in writing. If you do not wish to be bound by this agreement or our policies, you may not access or use the services.

This agreement may be updated to reflect changes to our information practices. In the event any changes are made, we will notify you via email and/or post an announcement on our site. We recommend you periodically review this page for the latest information on our Terms & Conditions. If you do not agree to the changes made, please terminate your registration with

Financial Resource Access by notifying Financial Resource Access immediately. You can determine when this agreement was last revised by checking the “last updated” legend at the top of this policy.

Services

When you register as a member of Financial Resource Access you must provide accurate, current and complete information to receive notices and communication electronically or otherwise. You are responsible for notifying Financial Resource Access in the event any of this information. Failure to do so may result in termination of the provision of Service to you. Financial Resource

Access reserves the right, at its sole discretion, to immediately and without notice, suspend or terminate Services to you.

Financial Resource Access also reserves the right to modify or discontinue the Services temporarily or permanently, without notice to you, and you agree that Shopper’s Voice shall not be liable for any such modifications or any discontinuation of the

Services.

You must be 18 years of age or older and residents of Canada or the United States when registering as a member of Financial Resource Access. Upon registering and using Financial Resource Access you represent that your re 18 years of age or older.

As a member, if at any point you are unsatisfied with Financial Resource Access and its services or this agreement, please discontinue using Financial Resource Access.

Member Profile Information

When you register as a member of Financial Resource Access you must provide valid and truthful information, including but not limited to; First name, Last name, Email address, Phone number and Mailing Address. You may choose to provide Financial Resource Access with additional information such as demographic information. Member must provide this same valid accurate information to advertiser or partner when completing any offer presented by or in conjunction with Financial Resource Access.

We reserve the right to terminate any account containing untruthful information or providing untruthful information to its advertisers or Partners in the process of completing any offer presented.

Proprietary Rights

Emails sent to you as well as all content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital download, data compilations, and software, is the property of Financial Resource Access or its content suppliers and protected by international copyright, and other intellectual property and proprietary laws. The compilation of all content on this site is the exclusive property of Financial Resource Access and/or its affiliates or other third parties.

Information provided to you by Financial Resource Access may be displayed or printed for personal, non-commercial use. You are prohibited from any other copying, use, distribution or creation of derivative works of the available content unless otherwise authorized by Financial Resource Access.

Links

Any and all inks provided to third parties’ websites and/or services through Financial Resource Access are managed by such third parties. This links are provided to you as helpful resources to locate internet content that may be of interested to you. Financial Resource Access is not responsible for the content, quality, suitability, functionality or legality of any sites to which links are provided and waive any claim you may make against us with respect to such sites and their operators.

Disclaimer of Warranties

You expressly agree that use of the service is at your sole risk. The service is provided on an "AS IS" and "As Available" basis to the maximum extent allowed by applicable law, Financial Resource Access expressly disclaims all warranties of any kind, express or implied by law, custom or otherwise, including without limitation any warranty of merchantability, satisfactory quality, fitness for a particular purpose or non-infringement. Financial Resource Access makes no warranty regarding any goods or services purchased or obtained through the service or any transactions entered into through the service.

At no point will Financial Resource Access make any warranty that the services it provides will meet your requirements, or that any service offered by Financial Resource Access will be timely, secure or error free, or that defects, if any will be corrected.

Financial Resource Access will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages. You agree that any content, material and/or data downloaded or otherwise obtained through the use of any service offered by Financial Resource Access is at your own discretion and risk. Financial Resource Access will not be held responsible for any errors or ommissions or for the results obtained from the use of such content or information.

Limitation of Liability

Indemnity

You agree to indemnify and hold harmless Financial Resource Access, its affiliates, officers, agents, partners, and employees from any claim, action, demand, loss or damages (including attorneys' fees) made or incurred by any Third Party arising out of or relating to the your use of Financial Resource Access, the Service provided by Financial Resource Access, your violation of these Terms of Service, or your violation of any rights of a Third Party.

Applicable Law

These terms and conditions and the transactions contemplated hereby shall be governed by, and construed and interpreted in accordance with, the law of the State of New York, U.S.A., without regard to its conflicts of laws provisions. Financial Resource

Access does not guarantee that the information on our site or available through the service is appropriate or available for use in other locations, and access to our site or service from certain territories may be prohibited. When accessing Financial Resource

Access from other locations, you are responsible for compliance with applicable local laws.

Business Transfers

You acknowledge that Financial Resource Access may share personal information and other data in the events such as merger, consolidation, financing, securitization, insuring, sale, assignment or other disposal of all or part of Financial Resource Access or our business or assets. This would take place for the purpose of performing the proposed or actual transaction provided that such a third party consents to honor made in this Agreement along with our Privacy Policy.

Contact Us

For questions regarding Financial Resource Access or this Privacy Policy, please contact us:

By Email: contact@financialresourceaccess.com